Mekah

Should have been here on this day, tpi dah tak ada rezeki nampaknya....

Kalau diikutkan, inilah matlamat yang paling utama nak di capai thn ini, my wishlist before i turn 30...pembuka lembaran baru dlm hidup, katanya..

Tpi itulah org kata kuasa tuhan,

Mungkin ada hikmah di sebalik segala kejadian (mode sedapkan hati sendiri ^_^) 

teringat dkt pesanan ustaz hari tu, suruh cpt2 kawin..huhu..double stress lol..gambar2 di google search saja..

Moga saya dpt jejak kaki di sini suatu hari nnti..insyaallah

Country that I've been to..

Since, I'm looking to do a travel blog, and almost all the blogs that I've read will have the list of countries that they had visited, so here I am with my not so much list of countries ^_^

2003-UK~ Chester, London
2004/2005-Canada ~ Toronto, Quebec,Vancouver
2009-Bandung
Singapore (4 or 5 times. Already becomes my yearly visit since 2010)
2010-Hong Kong/Shenzhen
2011-Krabi/Phuket
2012-Tokyo
2012-Jakarta

And for Malaysia, I think Ive been to all states except Sarawak..one of the goal this year. Must go see Kuching, and eat lots of kek lapis :)

And I still remember that we use the old school camera in UK,Canada..the one with the rolling film..how time flies, I really need to find time to go through all my bucket of stuffs to find  all the pictures ^^, and yes even for Canada, I remember everything is in Friendster, there is no Facebook at that time..and now I cant even remember the passwords and how it looks like..oh well..

Motto tahun ini:ambil sebanyak gambar yg boleh, sebodoh mana yg mungkin, dan bukukan didalam album gambar dgn baik ^_^..

Canada

Could you start from something to achieve anything??

Its 12.45 am and I just feel that I need to let it out..Having overwhelmed by so many things..my life, my business that I've dream to do, my future that I want to be, the things that I want to own, and so many forth..

So many times, I heard people will said the 'person' can do this and that because she's the daughter of datuk and datin, she have money since she's born and so forth..

My inner feeling would probably have felt the same thing over and over again, and that's why I have doubt..Could I become something from nothing?
Could I buy something worth millions from nothing?
Could I dream a bigger things, a bigger dreams , while I' m nothing??

A question which I probably have inside of me for so many times, for so many reasons when I  have doubt about myself, for everything I give reasons when I failed...was it??
It is not a statement that I believe in my heart, yet I allowed it to be in my head for so long, for so many times..

And yes and this moment of time, I open my Canada album and I realizad, I've achieved something that not many have be able to do the same thing as me..to say that I' m unique is probably quite far fetched, :), but now I realised, that all the experience I've had, that I have go through, no one can duplicate it in their life, and that person now is Me, no one can take this away..

Travelling all by myself to the other side of the world, not knowing what going to happen in front of me, 

Being the only Malaysian, Malay and Muslim in the place that I only see in TV, too foreign, too diffrent from a place I called home,

Being brave to say goodbye to everyone I know at home, and saying hi to strangers that I meet,

I laugh, I cry, I smile, I jump, I see, I touch about ..

So many things, 

AND I LEARN 

That life will give everything that you have dream, only if only you believe you will ACHIEVE it some day,

So yes, to my dear self, dream big, dream always, dream all the beautiful things in life because you deserve it more than you believe it.♥♥

Xoxo...Munirah Khadri 

Atuk

The view from Atuk's ward in HUKM..

I know his time is short, he knows it too..
He keep looking at the watch, and I hope the time will stop passing by...

I wish we have talk more..
I wish for so many things,
I know we will go separate ways someday,
But its not going to be easy to say our last goodbye..♥

My oh so normal day

actually I have the target to write every day, just to get it going, but everytime balik, dah malam, bila dah penat hilanglah segala idea di kepala ~.~

Jadi mari kita cerita mengenai kerja saya di dunia nyata, my daily awesome life..haha         konon ^_^


Whenever ppl ask what is my job, what I do, I love to explain it as a legal Ah Long..senang nk cerita, tpi akan ada jugak yg tak faham-faham.. huhu

So here it goes the short summary of Life as Recovery/Collection bank officer...But
since the scope will be diffrent in each bank, I'll just illustrate what I've been doing each day...

We deal with npl account, more than 7 years, or there is loans in year 1997/98 and even later than that...kira hutang2 zmn pak pandir lah..ada juga pernah terjumpa loan thn 80an..punyalah geleng kepala..ntah hidup ke tidak borrower ni semua..

Then there is housing loan, overdraft or personal loan, but housing loan is around 80% in the base..
So basically, when ppl dont pay their monthly payment, up to 3 months, tak bayar jugak, surat pertama dr lawyer akan dihantar..tak jugak bayar, akan mula lah segala proses lelong dan saman menyaman..

but of course ada banyak stage for all the legal action, menang ingat nak tulis semua proses, tpi apakan daya, terlalu banyak sebenarnya..so saya give up ^_^..

yang penting, walaupun rumah dah dilelong, make sure it can cover all the o/s balance..dont assume that the bank will do everything for you, if there is shortfall, a good chance you could take a lot of discount to settle it..If not, yes, say hi to Insolvency, hope you will enjoy become a bankrupt..

Introduction Part II

Ok..

so last year was a year of questioning my life, my reason, my future so forth..

And yet, I dont think I have all the anwers, but I realise I need to start with something..

So I've made DeCahaya Travel in Facebook .. the reason its already written in my diary in year 2005 that one day I will open my own Travel agency :), Proud i should say..I never realised that I do want to do something in my life worth to be acknowledge by others ..

But since I didnt know how to do it, how to start etc, I've read a lot of blogs and it hit me that there is a lot of people read and write a blog ..oh yeah, I've feel that I've been living under the rocks.. ^_^, i do have Xanga account before, yet I cant remember the username and password lol..

So here is the 1st entry to start the 2nd chapter of my life.....♥♥

I'm contemplate to choose to write in English or Bahasa , but since I dont like how people mixing up the language aka Manglish to the extent, I feels it kind embarassing to read, I choose to write in English more, but of course my grammar will never be perfect ^_^. And if there is the needs to mix both the language together, I hope I do justice to the both language..so here it is.. to the next great chapter of my life ♥

The great view from my office#Dataran Merdeka..

A PROMISE ~

Even when the world says I cant,
Even when everyone is laughing ,
I will not give up,
I will not stop.

I will not stop doing everything that my heart asks me to do,

Because when I die, I want to be happy knowing that I have live
the way my life supposed to be
and not in the pre conception of others

To finally said, I finally listen to the most important people
In the world,
And that person is my heart ♥